Home & Property > Manufactured Home > Renters Insurance
If you live in a rented mobile home, your landlord has no obligation to insure you or your belongings. To protect yourself, you should purchase renters insurance.
Personal property. As a renter, most of your money is tied up in your personal possessions. A burst pipe or kitchen fire may well damage or ruin what you own.
We provide two options to protect your personal property: choose actual cash value, or replacement cost. Find out the difference between replacement cost and actual cash value protection.
Living expenses. If you are forced out of your home because of a covered peril, renters insurance helps provide for extra lodging and meal expenses you’ll have, until you can move back or relocate.
Personal liability. This is an optional coverage. If a guest is injured while in the home, or if you accidentally injure someone or damage property away from the home, you may be liable. By adding this option, our policy will provide you with protection, plus legal defense.
Although renters insurance is common for people living in an apartment, condo or rented home, this program only accepts tenants living in manufactured housing.
Think about the cost of all of these items you likely own:
| • Clothes and accessories • Computer • Stereo/portable audio • Kitchenware • Hobby materials |
• Furniture • TV/DVD/DVR • CDs/DVDs • Linens • Books/Art/Collectibles |
• Exercise equipment • Gaming equipment • Camera/Video camera • Sports equipment |
Without insurance, replacing these common items is an out-of-pocket expense. Can you afford to replace them all?
Renters insurance is an affordable and important coverage if you live in a manufactured home that you rent.
Get a manufactured home renters insurance quote from American Modern. Call 1 866-884-6167 Monday through Friday, 8am to 8pm ET. Or request your mobile home renters insurance quote online.
Products, coverages and discounts are not available to all persons, in all states or apply to all possible risks. Terms, conditions and exclusions may apply. Rates are derived from a number of factors, which can influence the price, discounts and savings. Your rate may be higher or lower. Policies are subject to underwriting review and approval. Rates are subject to change. Policies are written by one of the companies of American Modern Insurance Group, which includes American Modern Home Insurance Company and American Family Home Insurance Company.
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