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Ways to Save on Vacant Home Insurance
There are several ways you can save with American Modern vacant property insurance:
- Take advantage of our recently reduced premiums for vacant property insurance. In some states, you can now save up to 25% over last year’s rate.
- You can lower your premiums by choosing a higher deductible. Deductible options include $1,000, $1,500, $2,500, and $5,000.
- If you believe your property will be vacant for less than a year, you can get a 3-month or 6-month policy term. This way, you avoid paying a full year's premium and having to wait to get your money back when you cancel the vacant policy.
Other ways to preserve cash flow:
- Our pro-rated cancellation means you get a refund if you sell your house or someone moves in mid-policy term and you no longer need a vacant property insurance policy. The amount of the refund is subject to the balance on your policy, as well as the minimum earned premium amount where allowed by law.
- Major renovations already in process are accepted at no additional charge. Some carriers charge you extra if your home is undergoing significant changes.
- Payment options. You can pay your premium with a check or a major credit card. Many customers can also choose to pay in installments. See your vacant insurance payment options or ask your agent.
Get a vacant home insurance quote from American Modern. Call 1 866-884-6167 Monday through Friday, 8 am to 8 pm. Or request your vacant home insurance quote online.
Products, coverages and discounts are not available to all persons, in all states or apply to all possible risks. Terms, conditions and exclusions may apply. Rates are derived from a number of factors, which can influence the price, discounts and savings. Your rate may be higher or lower. Policies are subject to underwriting review and approval. Rates are subject to change. Policies are written by one of the companies of American Modern Insurance Group, which includes American Modern Home Insurance Company and American Family Home Insurance Company.